Bank Job

AVP/ SAVP, Credit Risk Management (CRM) Department

Full Time

Strategic Finance & Investments Ltd

Emptiness

Not particular

Job Context

The place is accountable to help Head of Threat Administration to Lead initiatives for growth of methodologies for measurement of Credit score Portfolio Administration and related fashions/ processes.

Job Duties
  • Develop and improve the Credit score Reporting & Monitoring framework which meets the necessities of varied exterior & inner stakeholders.
  • Guarantee well timed and correct supply of Credit score Threat studies. Interpret the data and counsel actions for consideration by Senior Administration.
  • Help the Head of Threat Administration in finishing up the duties pertaining to CEC, EC and Board Threat Committee which incorporates preparation of the data pack and responding to knowledge/ analytical requests from the Committee.
  • Help the Head of Threat Administration in enhancement and evaluate of Credit score Insurance policies & Requirements as a way to be sure that these mirror the most effective observe and regulate the chance belongings as directed by the Board.
  • Present necessities and design inputs, significantly with regard to credit score threat recognition, measurement and its reporting as a part of the core crew for implementation of key credit score threat associated initiatives (e.g. Credit score Administration System).
  • Lead enhancements to the Credit score Measurement Framework following Environmental & Social Threat Administration (ESRM) tips; which embody score fashions collectively with Head of Threat Administration.
  • Pre-screening of mortgage purposes, conduct KYC, CPV, valuation, looking of collateral documentation, go to to enterprise premise/ manufacturing unit/ collateral of debtors to evaluate the monetary stability, related threat and put together complete enterprise go to and compliance report.
  • Conduct credit score underwriting work for company finance, retail finance and SME finance purchasers based mostly on PPG, credit score acceptance coverage, and CRG coverage.
  • Guarantee well timed and correct reporting of knowledge from these programs to the related stakeholders (which incorporates BB, CIB, Ranking Companies, Lenders, and Senior administration).
  • Help in preparation and presentation of the data pack for Board Threat Committee.
  • Contribute proactively to numerous threat associated initiatives and initiatives owing to synergies (e.g. stress testing, CAMEL Ranking, RMU, CCU); particularly on points pertaining to credit score measurement and sourcing/ administration of information for these initiatives.
  • Contribute to system implementation initiatives within the credit score threat area by offering necessities and design inputs, significantly with regard to credit score threat recognition and measurement.
  • Help the Head of Threat Administration in growth and evaluate of Credit score Coverage & Requirements.
  • Make sure that sound credit score threat measurement and monitoring frameworks are developed and carried out all through in a standardized method.
  • Preserve and guarantee reporting and compliance and laws of Central Financial institution and different regulatory our bodies.
  • Interval go to to prospects/companies that fall underneath portfolio in danger and make the most of/ flow into the information gained from the identical.
  • Submit report on multidimensional perspective on the funding outlook in an accessible and informative method although business evaluation.
  • Information sharing with RMs to reduce data asymmetry between credit score analyst and different stakeholders.
  • Preserve related knowledge and put together MIS for the senior administration.
Employment Standing

Full-time

Academic Necessities
  • MBA/Masters in both of Finance, Enterprise, Economics, Arithmetic, Statistics from reputed College.
  • Skilled {qualifications} e.g. CFA/ FRM preferable.
Expertise Necessities
  • At the least eight yr(s)
Extra Necessities
  • At the least eight years’ expertise in related division in management function in Financial institution or monetary establishments.
  • Superior downside fixing, time administration, analytical, decision-making, folks administration, interpersonal, communication abilities and adaptability to work throughout.
  • Well-known on credit score appraisal automation work
  • Self-motivated and management attributes.
  • Laptop literacy having good command in Microsoft Workplace Suite.
  • Robust understanding of Credit score evaluation and insurance policies.
  • Good understanding of Threat Administration rules.
  • Good understanding of BB’s provision and construction/rescheduling coverage, and evolving regulatory tips on this area.
  • Possess sturdy downside fixing abilities (hypothesis-driven pondering, analytical, quantitative, conceptual abilities).
  • Thorough understanding of the evolving practices for the administration of credit score threat and regulatory necessities.
  • Able to skilled discussions with inner and exterior stakeholders.
  • Managing system transitions easily.
  • Capable of supply knowledge/ carry out periodic computations.
  • Publicity to Restrict/ Collateral system implementation.
  • Publicity to credit score threat modelling is fascinating.
Job Location

Dhaka

Wage
  • As per firm coverage